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: This allows you to borrow the full 100% purchase price of the new rental property by using the released equity as the deposit. 2. High-Risk Nature and Lender Security
: You borrow against the equity in your home or another investment property. 100 buy to let mortgage
Lenders view 100% borrowing as high risk because there is no "cushion" if property values fall. : This allows you to borrow the full
: With no initial equity, any market dip puts you in "negative equity," making it impossible to sell or remortgage without extra cash. 3. Affordability and Rental Coverage Lenders view 100% borrowing as high risk because
While a buy-to-let mortgage where you provide zero cash or security does not exist in the standard market, achieving 100% funding is possible through specialized strategies like leveraging existing equity or using additional security. 1. The Strategy: Borrowing Against Equity