Auto Insurance Companies In Pa May 2026

Pennsylvania law requires all motor vehicle owners to maintain continuous "financial responsibility". The state-mandated minimum coverage, often abbreviated as , consists of the following:

Choosing this option usually results in lower premiums but restricts your right to sue a negligent driver for "pain and suffering" unless your injuries meet a specific "serious injury" threshold. auto insurance companies in pa

A defining feature of Pennsylvania auto insurance is the choice between and Limited Tort coverage: Pennsylvania law requires all motor vehicle owners to

$5,000 minimum limit to pay medical bills for you and your passengers, regardless of who is at fault. The Choice of Tort: Full vs. Limited often abbreviated as

$5,000 per accident to cover damage you cause to another person’s property, such as their vehicle.