: To cover that 3.5%, look for Down Payment Assistance (DPA) . Many state and local programs offer grants or secondary "silent" loans to low-to-moderate-income buyers with less-than-perfect credit. 3. Alternative & Creative Strategies
FHA loans are the "gold standard" for bad credit, but they typically require 3.5% down. To get to "no money down," you have to pair an FHA loan with assistance. bad credit buy a house with no money down
If you don't qualify for government programs, you may need to look at unconventional routes: : To cover that 3