Best: Buy Best Buy Credit Card

You cannot get 5% back 0% financing on the same purchase. You have to pick one at the checkout screen. Use rewards for small tech and financing for the big-ticket items. Is It Worth It? Yes, if: You are planning a major home theater or appliance haul. You can pay off your promotional balances on time. You want a high rewards rate for electronics. No, if:

You carry a monthly balance (the APR will eat your rewards). You only shop at Best Buy once a year. best buy best buy credit card

You must pay the full balance within the promotional period. You cannot get 5% back 0% financing on the same purchase