Store Card Review | Best Buy

If you have a major tech purchase coming up and can pay it off within a promotional window, this card is a smart tool for avoiding interest and earning points. However, due to the high APR and deferred interest terms, it is recommended for those who regularly carry a monthly balance.

When you apply, the issuer (Citibank) decides which version you qualify for: Best Buy Store Card My Best Buy Visa® Best Buy & BestBuy.com Anywhere Visa is accepted Rewards at Best Buy Everyday Rewards 3% Gas/Dining, 1% Other Annual Fee $0–$59 (depends on credit) Verdict

: Typically offers 10%–15% back in rewards on your first day of purchases. best buy store card review

: Earn 5% back in rewards on Best Buy purchases, which is significantly higher than most general-purpose cards.

: Frequent Best Buy shoppers and those financing large electronics purchases. If you have a major tech purchase coming

: The store-only version of the card has no annual fee. Cons

The is an excellent option for frequent shoppers who want to earn high rewards on electronics but can be risky if you don't pay your balance in full every month. Quick Take : Earn 5% back in rewards on Best

: 5% back in rewards on all Best Buy purchases. Pros and Cons Pros