: Most policies have a waiting period (often 2–4 years) for pre-existing conditions (PED) like diabetes or hypertension before they are covered.
: Covers expenses like diagnostics, medicines, and follow-up visits incurred before and after the hospital stay. buy medical insurance for parents
: If the total sum insured is exhausted during a claim, the insurer refills it for subsequent hospitalizations within the same year—ideal for elderly patients. : Most policies have a waiting period (often
: Consider riders that provide a lump-sum payout if your parent is diagnosed with serious illnesses like cancer or heart disease. buy medical insurance for parents