Buy Power Card Review ›

: In most cases, you cannot apply these earnings toward used or certified pre-owned vehicles.

“This card is flat 4% [referring to older high-tier rewards], CERTAINLY capable of outperforming any credit card on the average effective rewards rate on all spend... Only restriction is you have to drive a GM vehicle and buy brand new.” Reddit · r/CreditCards · 2 years ago

: This makes it a decent backup card for international travel. Critical Limitations buy power card review

: Earnings can only be used for the purchase or lease of a new GM vehicle or for dealership services like oil changes and parts. You cannot redeem for cash back, travel, or gift cards.

: For some newer versions (like the GM Rewards Mastercard by Barclays), you can earn up to 7x points on eligible GM purchases. Key Benefits & Fees : In most cases, you cannot apply these

: On your first $5,000 in net purchases every year.

: Unlimited on all purchases after you cross the $5,000 threshold. Critical Limitations : Earnings can only be used

: There is typically no limit on the total amount of earnings you can accumulate or redeem toward a single vehicle.