: If the bill exceeds your base policy's limit, the "buy-up" plan kicks in to cover the remaining eligible expenses up to its own higher limit.
: Premiums are significantly lower than buying a second standalone policy because the deductible reduces the insurer's risk. buy up plan
: You can pay the deductible amount out of your pocket or through your base health policy. Standard Top-Up vs. Super Top-Up : If the bill exceeds your base policy's