Buying A Home With Student Loan Debt May 2026

Making on-time student loan payments acts as "good credit," helping you build a solid FICO score over time.

: Showing current balance and payment terms. buying a home with student loan debt

If your standard payments are too high, an IDR plan can lower your monthly obligation, which in turn lowers your DTI for mortgage qualification. Making on-time student loan payments acts as "good