: A 60-day window triggered by a "Qualifying Life Event," such as losing a job, getting married, or having a baby. Where to Look Employer : Most people get insurance through work.
: Your share of the costs for a service, usually calculated as a percentage (e.g., you pay 20%, they pay 80%). buying health insurance for dummies
Under the Affordable Care Act (ACA), plans are often categorized by "metal" levels, which tell you how you and the plan share costs: : A 60-day window triggered by a "Qualifying
Before comparing plans, you need to understand the five main ways you pay for care: Under the Affordable Care Act (ACA), plans are
: Usually limits coverage to care from doctors who work for or with the HMO. You typically need a referral from a primary doctor to see a specialist.
: Moderate premiums and moderate costs. These often qualify for extra savings (subsidies) if you have a lower income.