Buying Investment Property With 10 Percent Down -

You negotiate directly with the seller to act as the lender. They might accept 10% down, and you skip the strict bank underwriting and private mortgage insurance (PMI).

You can buy a 2–4 unit property with 3.5% down (or 10% if your credit score is between 500–579). You must live in one unit and can use up to 75% of the other units' projected rent to help qualify for the loan. buying investment property with 10 percent down

Fannie Mae's HomeReady or Freddie Mac's Home Possible may allow as little as 3% to 5% down for multi-unit properties if you occupy one of them. 2. Specialized Investor & Portfolio Loans You negotiate directly with the seller to act as the lender

If traditional lenders won't budge on the 20% rule, investors use "stacking" to reach the 10% out-of-pocket goal. You must live in one unit and can