: Must meet income limits (usually 115% of the area median) and the property must be in a USDA-approved zone.
: Reserved for military service members, veterans, and eligible surviving spouses . can buy a house with no money down
Buying a home with no money down is possible in 2026 through specific government-backed programs and financial strategies. While traditional conventional loans often require at least 3% to 5% down, certain buyers can finance . 1. Government-Backed Zero-Down Programs : Must meet income limits (usually 115% of
There are two primary federal mortgage programs that allow for a true $0 down payment: can buy a house with no money down
