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: Drivers must carry at least $10,000 in property damage liability (PDL).

: Personal Injury Protection (PIP) is no longer a primary requirement as of early 2024, replaced by mandatory bodily injury liability limits. Where to Find the Best Rates in Orlando car insurance orlando

For the first time in years, many Florida drivers are seeing a reprieve. Florida's top five auto insurers—including , GEICO , and State Farm —have lowered premiums by an average of 8% for 2026. This drop is largely attributed to legislative reforms aimed at reducing the litigation and fraud that historically drove up costs in the state. Key Florida Insurance Requirements for 2026 : Drivers must carry at least $10,000 in

: As of mid-2026, bodily injury coverage has become a stricter focus for at-fault accidents. car insurance orlando