While Maya got her car back on the road, she soon realized the "fast money" came with heavy strings attached. Credit Card Cash Advance: What It Is & How It Works | Chase

: Unlike a traditional loan, there was no long approval process.

: She didn't need to wait for a bank to open or provide additional credit checks since she already had the card. The Hidden Costs

Maya found herself in a tight spot when her car’s alternator failed just days before her next paycheck. With only enough in her checking account for groceries, she turned to a as a quick fix. The Immediate Relief

She visited a local ATM and used her credit card to withdraw $300.