: Minimum credit score of 630 and completion of a HUD-approved homebuyer education course. The Flexible Alternative: DC Open Doors
D.C. incentivizes its government employees to live within the District through targeted perks. dc home buying programs
: Generous limits—up to $275,400 as of 2026—calculated only on the borrower’s income, not the entire household. : Minimum credit score of 630 and completion
For those who exceed HPAP income limits or need a faster process, DC Open Doors is a highly accessible option through the D.C. Housing Finance Agency (DCHFA) . dc home buying programs