Digital exclusion leads to social isolation and limited employment opportunities.

The UNHCR Innovation Service has published multiple volumes focusing on different regions, particularly South America and Central America.

: Studies like " Conectados fuera, desconectados dentro " explore the digital gap in educational settings, where social media use outside the classroom contrasts with a lack of integration within school walls.

: To investigate how "non-conducive regulatory environments" prevent refugees from accessing essential services like mobile connectivity, banking, and digital finance. Key Focus Areas :

Strict Anti-Money Laundering (AML) and Know Your Customer (KYC) laws.