You may qualify for an exemption from state penalties, often including scenarios like financial hardship (e.g., homelessness), unaffordable coverage (costing over ~8% of income), short coverage gaps (under three months), or religious objections. Health coverage exemptions, forms, and how to apply

If you reside in the following jurisdictions, you are legally required to maintain health insurance or pay a penalty when filing your taxes:

Requires reporting insurance status but currently imposes no financial penalty. 3. Common Exemptions

Do I Have To Buy Health Insurance May 2026

You may qualify for an exemption from state penalties, often including scenarios like financial hardship (e.g., homelessness), unaffordable coverage (costing over ~8% of income), short coverage gaps (under three months), or religious objections. Health coverage exemptions, forms, and how to apply

If you reside in the following jurisdictions, you are legally required to maintain health insurance or pay a penalty when filing your taxes:

Requires reporting insurance status but currently imposes no financial penalty. 3. Common Exemptions