Do I Have To Buy Obamacare Insurance -

: For 2026 coverage, the standard open enrollment period typically runs from November 1, 2025, to January 15, 2026 .

At the federal level, you are to buy "Obamacare" (Affordable Care Act) health insurance . While the individual mandate technically remains part of the law, the federal tax penalty for not having coverage was reduced to $0 starting in 2019. do i have to buy obamacare insurance

: While penalties are gone federally, subsidies (Premium Tax Credits) remain available on the HealthCare.gov Marketplace to help lower monthly costs for those who choose to enroll. : For 2026 coverage, the standard open enrollment