: Requesting your own credit report is considered a "soft inquiry" and will not lower your credit score .
Annual Credit Report Request ServiceP.O. Box 105281Atlanta, GA 30348-5281 Key Benefits and Details free anual credit report
: While federal law mandates one free report every 12 months, the three bureaus currently offer free weekly online reports to help consumers monitor their credit. : Requesting your own credit report is considered
: Call (877) 322-8228 to request your reports by phone. Mail : Download the request form and mail it to: : Call (877) 322-8228 to request your reports by phone
: These free reports contain your detailed credit history but do not include your actual credit score .
You can get your free credit reports through the official website AnnualCreditReport.com . This is the only site authorized by federal law to provide free credit reports from the three major national credit bureaus: Equifax, Experian, and TransUnion. How to Request Your Report
: Always type the URL directly into your browser to avoid fraudulent "look-alike" websites that may charge fees or steal personal data.