Getting-your-credit-score Review

: The official site for requesting your free credit report from the three major bureaus (Equifax, Experian, and TransUnion) every 12 months.

Learn about your credit report and how to get a copy | USAGov

: Also known as credit utilization; lenders prefer you use less than 30% of your total available credit.

: The average age of all your accounts; older accounts demonstrate long-term stability.

: For major purchases like a mortgage, you can purchase your official FICO score directly from myFICO.com to see exactly what creditors will view. Factors That Influence Your Score

: Many banks and credit card issuers provide a free FICO or VantageScore as part of their standard account services.