A single late payment can derail a perfect score for seven years.
Credit Scores, Disaster Risk, and Home Insurance Affordability - NBER highest-credit-score
A diverse portfolio of revolving credit (cards) and installment loans (mortgages, car loans) shows versatility. A single late payment can derail a perfect
The highest credit score possible is 850, a rare achievement reached by less than 2% of consumers. The Illusion of Perfection highest-credit-score