Over 27% of buyers are now using AI tools to compare mortgage rates, simulate payment scenarios, and review neighborhood data. Community Perspectives
The 2026 home buying market is defined by a deep generational divide: currently dominate the market using accumulated housing wealth, while first-time buyers have reached a record low due to persistent affordability challenges . Despite these hurdles, 2026 is emerging as a "rebalancing year" where income growth is finally outpacing home price growth, offering modest relief for those entering the market. 2026 Buyer Demographics home buyers
“More than 3 in 5 (62%) Americans feel buying a home in 2026 is unrealistic. This is up significantly from 49% in our 2025 Homeowner Outlook report.” 1031 Exchange Services If you'd like, I can: Over 27% of buyers are now using AI
Though a small segment, they are carving a unique path; 53% of Gen Z buyers purchased homes alone last year, more than double the rate of millennials at the same age. 2026 Buyer Demographics “More than 3 in 5
“Home price growth will be minimal—roughly 2% to 3%—about the same as overall consumer price inflation. Generally, wage growth will be above that. So, it's a year where people's income begins to rise a little faster than consumer price inflation and home...” National Association of REALTORS®
Forecasters from Zillow and Realtor.com describe the current climate as "The Great Housing Reset," a period of gradual normalization.