How To: Buy A Home

: Don't see more than 5 houses a day—they’ll start to blur together [1.5.6].

Success in this market isn't about luck; it’s about [ 1.3.1 ]. Here is your step-by-step roadmap to becoming a homeowner this year. 1. Audit Your Financial Foundation 💰 how to buy a home

: Mortgage rates can be volatile; if you find a rate you like, consider a rate lock to protect yourself while you close [ 1.4.9 ]. : Don't see more than 5 houses a

: You generally need a 620 for a conventional loan, but 700+ unlocks much better interest rates [ 1.5.6 ]. : Forgiving on credit scores (down to 580)

: Forgiving on credit scores (down to 580) and requires only 3.5% down [ 1.6.3 ].

: Stick to a short list of non-negotiables (bedrooms, commute time) to avoid getting overwhelmed [1.5.6].

: Don't wait until you're under contract to find one. A good inspection can save you thousands by spotting foundation or roof issues early [1.5.6]. 4. The House Hunt & Closing 🏠