A House Without Money Down — How To Buy

: Second mortgages that are forgiven if you live in the home for a set number of years.

: Loans that only require repayment when you sell or refinance the home. how to buy a house without money down

The most direct routes to a 0% down payment are through federal programs designed for specific populations: : Second mortgages that are forgiven if you

: Available to veterans, active-duty service members, and eligible surviving spouses. These loans offer 100% financing and do not require private mortgage insurance (PMI), which can save hundreds monthly. active-duty service members