Contact both the credit bureau and the original creditor to fix inaccuracies. Bureaus generally have 30 to 45 days to investigate and respond. 3. Tackle Your Credit Utilization
Every time you apply for new credit, your score takes a temporary dip. Stop applying for new cards or car loans at least 6 months before your mortgage application. how to fix your credit score to buy a house
Lenders use your credit score to determine your interest rate and down payment requirements. Contact both the credit bureau and the original