Pay off your credit card charges as they appear throughout the month rather than waiting for the statement date. How to Build Credit to Buy a House | PNC Insights

Here is how to strategically boost your score before applying for a house: 1. Fix "Hidden" Errors Fast

This is the amount of revolving credit you're using compared to your total limits. Lenders prefer a ratio , and under 10% is even better.

Ask for a credit limit increase . If your limit goes up and your spending stays the same, your utilization ratio drops instantly, which can boost your score within a month.