: Lenders typically ask for recent pay stubs , W-2s , or bank statements to calculate your debt-to-income (DTI) ratio.
: A government-issued photo ID, such as a driver’s license or passport , is mandatory. i need a loan to buy a car
: Most lenders will not finalize a loan without evidence of a full-coverage insurance policy. 2. Understanding Your Credit Profile : Lenders typically ask for recent pay stubs