: Driving without insurance is a misdemeanor. Conviction can result in fines up to $1,000, and the Maryland Motor Vehicle Administration (MVA) can impose administrative fees or suspend your registration.
: $30,000 per person and $60,000 per accident. Property Damage Liability : $15,000 per accident. maryland car insurance laws
Maryland drivers must carry a "30/60/15" policy, which includes both liability and uninsured motorist coverage: : Driving without insurance is a misdemeanor
: Most policies require you to notify your insurer "promptly" after a crash, typically within 24 to 72 hours . Property Damage Liability : $15,000 per accident
: Matches the liability minimums ($30,000/$60,000 for injury; $15,000 for property) to protect you if hit by an uninsured driver.
: Maryland follows a strict contributory negligence rule. If you are found even 1% at fault for an accident, you may be barred from recovering any damages from the other driver. Factors Affecting Maryland Rates Guide to Car Accident Claims in Maryland
Maryland is a state for car insurance, meaning the driver responsible for an accident is liable for the resulting damages. State law requires all vehicle owners to maintain specific minimum insurance limits to legally operate or register a vehicle. Minimum Insurance Requirements (30/60/15)