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North Carolina Mortgage May 2026

As of , average rates in North Carolina are slightly lower than the national average. 30-Year Fixed: ~6.18% to 6.50%. 15-Year Fixed: ~5.66% to 6.00%.

Up to (or 25% of purchase price) as a 0% interest second mortgage. NC Mortgage Tax Credit First-timers & Veterans north carolina mortgage

~5.78% (with an APR near 6.60% due to insurance fees). VA (30-Year): ~5.67%. 2026 First-Time Buyer & Assistance Programs As of , average rates in North Carolina

The North Carolina Housing Finance Agency (NCHFA) provides some of the most aggressive assistance programs in the country. Benefit Details First-timers & Veterans north carolina mortgage