: The median payment-to-income (PTI) ratio slightly increased to 5.21% , while the average loan size remained stable at $12,543 .
The highlights a period of increasing borrower rates and a shift in the loan rating mix following the implementation of a new credit risk scoring model. Key Portfolio Highlights Prosper Performance Update – July 2021
Detailed data from the July 2021 report, which shows an overall weighted average borrower rate of 13.20%, can be found in the full performance update document. Prosper Performance Update – July 2021
: The weighted average borrower rate rose by 25 basis points over June, driven by a higher volume of C-HR rated loans. Prosper Performance Update – July 2021