You can't just put birthday money or an allowance into a Roth IRA. The IRS requires earned income.
A common myth is that Roth IRA money is "locked away" until age 59½. teen ira gallery
Starting a Roth IRA isn't just about the math; it’s about the habit. By opening one today, you aren't just saving for a distant retirement—you’re building a foundation of financial independence that will serve you for the rest of your life. You can't just put birthday money or an