What To Do First When Buying A Home -

Your score directly impacts your mortgage rate. Aim for at least 680 to 720 to secure competitive terms. You can check your report for free via Equifax or TransUnion .

When buying a home, the absolute first thing you should do is . While it is tempting to start browsing listings immediately, establishing a realistic budget based on your actual income and expenses—rather than just what a bank might approve—is the critical foundation of the process. what to do first when buying a home

Allows you to save up to $8,000 annually (to a $40,000 lifetime limit) tax-free for your down payment. Your score directly impacts your mortgage rate