: Offers 5–10% cashback when purchasing cards through participating official retailers.

: One of the most reliable sources for consistent savings. Members can often find card bundles for $5–$8 below face value. During holiday sales, discounts have been known to reach up to 18% off.

: Buying cards at grocery stores that offer high cashback (e.g., 5-6%) on "grocery" categories effectively discounts the card.

: These clubs also offer cards below face value, typically saving around $4 per $100 compared to Costco’s slightly higher savings. 2. Cashback & Rewards Portals