Almost all plans allow you to add a legally married spouse.
Yes, you can buy health insurance for someone else, but the method depends on your legal and financial relationship with them. You can either as a dependent or pay for a separate plan in their name. 1. Adding Someone to Your Own Plan can i buy health insurance for someone else
Many employer-sponsored and some state-specific plans allow unmarried partners if you provide proof of cohabitation or shared finances. Almost all plans allow you to add a legally married spouse
Generally, friends, roommates, or parents cannot be added unless you claim them as a tax dependent , have legal guardianship, or provide more than half of their financial support. 2. Buying a Separate Marketplace Plan have legal guardianship
You can typically add individuals to your existing policy if they meet specific eligibility criteria as a :
If the person doesn't qualify as your dependent (e.g., an adult child over 26 or a friend), you can still help them get covered through the Health Insurance Marketplace: Who's included in your household | HealthCare.gov
Biological, adopted, step, and foster children can stay on your plan until age 26, regardless of their marital or financial status.
